Terms And Conditions

Please read this notice before using our online Services. Terms of Service User Agreement

Your Use of CFC Online Services

In consideration for your use of the Commercial Facilities Company online Services you agree to the following conditions.

You agree to provide true, accurate, current, and complete information about yourself as prompted by our online Service registration forms and update that information to keep it accurate.

You acknowledge and agree that our Online Services contain proprietary information that is protected by applicable intellectual property and other laws. You agree not to reproduce, duplicate, copy, sell, resell or exploit use of our Online Services, access to our Online Services or any of the content accessible through our Online Services for any commercial purposes except to use such information or content for the sole purpose of listing our service in a search engine or other service directing users to our site. You also agree not to use our Online Services to:

  • Violate any applicable local, state or international law;
  • Infringe the rights of any third party, including but not limited to intellectual property rights and privacy or publicity rights;
  • Provide false or incomplete information to Commercial Facilities Company or the Commercial Facilities Company Online Services, or fail to promptly update information provided to Commercial Facilities Company to keep it accurate;
  • Impersonate or cause others to believe that you are another person;
  • Share your password with other people or allow others to use your Commercial Facilities Company Online Services account;
  • Send unsolicited advertising or other messages not related to the subject matter of the forum to which it is sent;
  • Collect personal data from Commercial Facilities Company users without their express consent; and,
  • Interfere with or disrupt our Online Services, those of our users or any other person or service, including but not limited to hacking, port scanning, banner checking or other invasive investigation of machines.

If you do not fulfill your obligations under this Agreement, or you solicit others to breach their agreement with Commercial Facilities Company, OR FOR ANY OTHER REASON OR NO REASON, at Commercial Facilities Company’s sole discretion and without limiting its other remedies, Commercial Facilities Company may terminate your access to part or all of our Online Services. However, our failure to act with respect to a breach by you or others does not waive our right to act with respect to subsequent or similar breaches.


Our Online Services are not designed for use by children. If you are under the age of 16, you may not use our Online Services. By accepting this agreement, you agree and warrant that you are not under the age of 16.

Online Services Disclaimer

The www.cfc-kw.com site is owned by Commercial Facilities Company, a Financial Institution. The web site is operated by our staff. This site is controlled by Commercial Facilities Company within the State of Kuwait. As such, the laws of the State of Kuwait will govern these disclaimers, term and conditions unless superseded by law.

External Links Disclaimer

If you use links provided on this web site to other Internet sites and services, you acknowledge that Commercial Facilities Company does not endorse those sites or services and will not be responsible or liable for their content or any loss occasioned by any such content. Other Internet sites or services may have privacy or security policies that differ from the privacy or security policies of Commercial Facilities Company.

Online Privacy Statement

Commercial Facilities Company is a shareholding company and it is run by a board of directors elected. You can be confident that your financial privacy is a top priority of this Company. We are required by law to give you this privacy notice to explain how we collect, use, and safeguard your personal financial information. If you have any questions, please contact support@cfc-kw.com

We are committed to providing you with competitive products and services to meet your financial needs, which necessitates that we share information about you to complete your transactions and to provide you with certain financial opportunities. In order to do so, we have entered into agreements with other companies that provide either services to us, or additional financial products for your consider.

No responsibility assumed

Commercial Facilities Company and its employees assume no responsibility in relation to the use of this web site or the information contained in it.

Security of On-line Services

When you use Commercial Facilities Company’s online secure access areas (accessed by logging in on our Online Services or filling the online application forms ) all information sent between your browser and Commercial Facilities Company online is encrypted. Commercial Facilities Company online uses 128 bit SSL (Secure Sockets Layer) encryption, the highest level of encryption currently available. This is a widely-used web technology that encrypts and decrypts a message for online transmission. However, you should be aware that there are some inherent risks associated with the transmission of information via the Internet, and with using SSL as the encryption mechanism. If you do not wish to use our Online Services, you can transact with us by post, fax, telephone or in person at any of our offices

Information not complete or comprehensive

The information in this web site is not intended to be comprehensive or complete and may not be up to date or current. The web site may not contain information covering particular subjects or issues relevant to particular users.

Technical terms used

The information in this web site uses terms which have technical meanings that may be different from their ordinary meanings and require specialist knowledge and expertise to understand properly and use effectively.

Database limitations

The database accessible through this website contain large quantities of information which may have some errors or inaccuracies. Although efforts have been made to identify such errors and inaccuracies, the database nevertheless contains errors and inaccuracies.

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who have a specific business purpose in utilizing your data. Our employees are trained in the importance of maintaining confidentiality and member privacy. We maintain physical, electronic, and procedural safeguards that comply with government regulations and leading industry to safeguard your nonpublic personal information.

What We Can Do to Protect Your Privacy

Commercial Facilities Company is committed to protecting the privacy of it's members. Members can help by following these simple guidelines:

Protect your account numbers, Civil Id numbers, card numbers, PINs (personal identification numbers) and passwords. Never keep your PIN with your debit or credit card which can provide free access to your accounts if your card is lost or stolen.
Use caution when disclosing your account numbers, social security numbers, etc., to other persons. If someone calls you, explains the call is on behalf of the Commercial Facilities Company and asks for your account number, you should be beware. Official Commercial Facilities Company staff will have access to your information and will not need to ask for it.
Keep your information with us current. It is important that we have current information on how to reach you. If we detect potentially fraudulent or unauthorized activity or use of an account, we will attempt to contact you immediately. If your address or phone number changes, please let us know.